Thanks for all the tea & sympathy for the great loan debacle. It's much appreciated!

I was really depressed about it for a day or two, but now it's time to put it behind me and move on with my life.

So, in that spirit, I thought I'd create a list of things that this experience showed me to be grateful for.

1.) I am grateful that we had options for dealing with the loan surprise. It's nice to have choices about how we wanted to handle it.

2.) I am grateful we had enough in savings to cover the loan without too much detriment.

3.) I am grateful DH was able to get a college education. (The first in his family to do so!)

4.) I am grateful that we found out about it in time. We could have only learned about it when the collection calls started.

5.) I am grateful (in a perverse way) that the loan was really ours instead of it being the result of identity theft or some horrible, giant-headache-to-correct, records problem.

Nothing to do now but keep our chins up and keep moving forward!